Earnin Express Debit Authorization

You hereby authorize Activehours, Inc. (“Earnin”) to initiate electronic debit entries to your Earnin Express designated deposit account at Evolve Bank and Trust Inc. (the “Bank Account”), provided to Earnin, and, if necessary, to correct erroneous debits and credits. The amount of such debit shall equal the amount advanced by Earnin to you  pursuant to your Cash Outs, as defined in terms of service by and between you and Earnin (the “Terms”), and if you elected to give any voluntary tips to Earnin pursuant to the Terms. Earnin will debit your Bank account on or around each date a direct deposit or credit transfer attributed to your paycheck is received in the Bank Account. 

The total amount to be debited from the Bank Account will be no greater than the amount owed to Earnin pursuant to your Cash Outs and any voluntary tips you elect to give to Earnin, which may be viewed in the Earnin mobile application.  You may view the balance in the Bank Account by using the Earnin mobile application. You elect to only receive notice of varying amounts of debits under this authorization if the debit amount deviates from the amounts described above.

You understand and agree that Earnin’s authorization to initiate debit and credit entries to your Bank Account will remain in full force and effect until you notify Earnin that you wish to revoke this authorization by emailing support@earnin.com. You acknowledge that you must notify Earnin at least three (3) business days before the scheduled debit date in order to cancel this authorization. If Earnin does not receive notice at least three business days before the scheduled debit date, Earnin may attempt, in its sole discretion, to cancel the debit transaction. However, Earnin assumes no responsibility for its failure to do so. 

You understand and agree that as set forth in the Terms, if you revoke this electronic authorization contained on this form, Earnin will terminate your participation in Earnin Express and Evolve Bank and Trust Inc. may, and is authorized to, close your Bank Account and return the balance in your Bank Account to your linked deposit account, and you will no longer be able to use your Bank Account or Earnin Express. You acknowledge that it is your responsibility to switch all of your direct deposits, including your paycheck away from your Bank Account, and further understand that the withdrawal of your electronic authorization contained herein will not apply to ACH transactions performed before the withdrawal of your authorization becomes effective.